Why do you need insurance for your boat or watercraft?
- If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.
Start Your Boat & Watercraft Insurance Quote
Things to consider and questions to ask your agent.
- How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
- Is my boat or watercraft covered for use year-round?
- What discounts and programs are available?
- How much medical insurance and liability coverage is enough?
- Do I have coverage if I need to have my boat towed in an emergency?
- What's the process for filing and settling a claim?
- Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
What the personal watercraft policy covers:
- Bodily injury
- Property damage
- Guest passenger liability
- Medical payments
- Theft
Liability limits start at $15,000 and can be increased to $300,000.
Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.
Additional coverage can also be purchased for trailers and other accessories.
You should talk to your insurance representative about the type of coverage that would best suit your needs.
We Work With The Nation's Best Carriers to Find You The Best Rates
Why Choose
Home Port?
As an independent insurance agency we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent. With the right mix of carriers throughout the state of Florida, we are uniquely positioned to serve your neighborhood today!!
Get the best rates from the best carriers
We work with the highest quality carriers throughout the country to find you the best rates.
Long lasting relationships and excellent service
You always get the personalized touch you expect from your neighborhood agent.
Local service with national expertise
As Florida locals, we understand the unique risks you face in our beautiful state, and we have the resources and experience to keep you safe.
