Why General Liability Insurance?
If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
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What General Liability Insurance Covers:
- Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
- Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
- Contractual Liability extends to any liability you may assume by entering into a variety of contracts
- Property Damage coverage for the physical damage to property of others or the loss of use of that property
- Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
- Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types
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Why Choose
Home Port?
As an independent insurance agency we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent. With the right mix of carriers throughout the state of Florida, we are uniquely positioned to serve your neighborhood today!!
Get the best rates from the best carriers
We work with the highest quality carriers throughout the country to find you the best rates.
Long lasting relationships and excellent service
You always get the personalized touch you expect from your neighborhood agent.
Local service with national expertise
As Florida locals, we understand the unique risks you face in our beautiful state, and we have the resources and experience to keep you safe.
